Irresponsible lending happens when a lender gives you a loan without making sure you can actually afford it. They're supposed to dig into things like your income, credit score, and existing debts. This problem hit its peak during the 2008 global economic crisis, but its effects are still lingering today, causing a lot of financial stress for UK borrowers.
We can find out if you've been given the green light for a loan or financial product when you shouldn't have been within the past 10 years. If you’ve experienced this, we’ll fight to get you back the money you’re owed.
At Justizia, we can identify whether you've been incorrectly approved for a loan or financial product in the last 10 years. If you’ve had any of the following, we’ll check them for potential credit breaches.
If you've suffered financial consequences due to being incorrectly approved for one (or more) of the above, fill out our free credit breach health check today. Our quick and easy assessment will determine if you've fallen victim to irresponsible lending.
Once you’ve completed our health check, we’ll assess whether you have fallen victim to any credit breaches. If you have, Justizia can act on your behalf and take court action against these lenders. If you choose our expert team of solicitors, we will work tirelessly to get you the justice you deserve and recover the money you are owed.
