Free up your finances to live the life you deserve.
You’ll never owe more than your home’s value, ensuring peace of mind for you and your loved ones.
From home improvements to that once-in-a-lifetime trip, the choice is yours.
Use your home’s value to support loved ones now, helping with life’s big moments like a first home or further education.
Receive all your funds at once with a fixed interest rate – ideal for those big plans that need paying upfront.
Take funds as and when you need! This gives you ongoing access to your cash while only paying interest on the amount drawn.
The minimum age to apply for a lifetime mortgage is usually 50 or 55 years old, depending on the provider.
Yes, interest does accrue over time. For example, borrowing £65,000 at a fixed 6.4% rate would mean you’d owe around £137,000 after 12 years. However, some providers offer the option to make voluntary payments to manage interest buildup.
Absolutely. Many lifetime mortgages come with downsizing protection, allowing you to move to a smaller home without extra charges after a set period.
Yes, it could impact means-tested benefits, so it's essential to explore how it might fit with your unique circumstances.
