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They're experts in everything from lifetime mortgages to life insurance, and they're dedicated to helping you find the best option for your needs.
Whether you're unlocking your home's potential or securing your family's future, their friendly specialists are here to guide you with personalised advice every step of the way.
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For many over 50, life insurance brings a sense of relief and security. Simply put, it’s an agreement with your insurer to provide a financial pay-out to your chosen beneficiaries when you pass away. This pay-out, called the death benefit, helps protect and support your family financially when they need it most. Depending on the policy you pick, you could:
From specific-term protection to lifelong coverage, find what fits your financial needs and goals best.
Give them the financial stability they need, no matter what.
From home improvements to that once-in-a-lifetime trip, the choice is yours.
Term life insurance provides coverage for a set amount of time, often between 10 to 30 years. This can be perfect if you need to cover key financial responsibilities during retirement or for supporting your family’s needs into their adult years.
Whole life insurance is ideal for those who want lifelong protection with a guaranteed payout, along with a cash value that grows over time. With whole life insurance, not only are you covered for life, but you can access cash when you need it.
Generally, it’s possible to get life insurance into your 70s and 80s, with specific policy options more suited to those in their 50s, 60s, or beyond.
Most term policies offer fixed premiums, while whole life policies may provide more flexibility and options based on your needs.
Some providers allow adjustments based on your circumstances, but bear in mind that you may need to pay extra fees to do so.
Not for all policies. Some providers offer coverage without requiring a medical, especially for over-50s plans.
Life insurance isn’t just for the young; it’s about making sure your family has stability, no matter what. At Justizia, we’ve partnered with the UK Mortgage Centre to help you find the best policy for your life and financial goals.
Ready to find the best plan for you? Fill out our short form below, and we’ll connect you with the UK Mortgage Centre. Navigating insurance options doesn’t have to be overwhelming. Let us take the strain off you, so you can enjoy peace of mind – now and in the future.