Feeling Cheated On Your Car Finance Agreement?

Cruising down the open road in your new car – that's an exciting feeling, whether it's your first time experiencing the freedom of four wheels or you're trading in your trusty ride for the latest model. But confusing car finance agreements can throw a wrench into that excitement. The good news? You may be entitled to compensation if you suspect you were mis-sold car finance. At Justizia, we specialise in helping clients like you recover what you're owed.

This article will guide you through the murky waters of car finance and explore what to do if you suspect you were mis-sold. We'll delve into standard mis-selling practices, like limited option presentation, undisclosed commissions, and high-pressure tactics. We'll also discuss red flags to watch out for, such as a lack of transparency about interest rates and fees.

By understanding these tactics and your rights, you can take action and recover compensation if you were misled. This way, you can get back on the road and enjoy your new car purchase with peace of mind.

Common Mis-Selling Practices:

Limited Option Presentation: Were you only offered one finance option, preventing you from comparing and choosing the best deal?
Undisclosed Commissions: Were you pressured into a specific finance deal without knowing the salesperson earned a higher commission? For instance, were you offered a deal with a higher interest rate when a lower one was available, just because it would earn the salesperson a higher commission?
High-Pressure Tactics: Did you feel rushed or coerced into signing a contract without fully understanding the terms and conditions?
Lack of Transparency: Were crucial details about interest rates, fees, and total costs hidden or downplayed? Such as not being warned about the fees for ending the contract early?

Do these practices sound familiar? Were you only presented with one financing option, pressured into a specific deal with undisclosed high commissions for the salesperson, rushed into signing a contract without understanding the terms, or left in the dark about crucial details like interest rates and fees?

If you've experienced any of these situations, it's important to know that you might be able to make a claim for mis-sold car finance. Here's what you need to know:

Can You Claim?

You might have a mis-sold car finance claim if you:

Financed a car in the UK, likely between 2007 and the present.
Believe the finance agreement needed to be presented more fairly.
Ended up with an unsuitable or unaffordable repayment plan.

What Affects Your Compensation?

Having established you might have a claim, let's explore what factors can influence the amount of compensation you might receive -

The total value of the car finance agreement.
The interest rate you were charged.
Any hidden fees or charges you incurred.
The length of the finance agreement.

Why Choose Justizia?

Tailored Legal Services: We understand that every case is unique. We'll assess your situation and build a personalised strategy.
No-Win, No-Fee: Our process is designed to be fair and transparent. There's no financial risk involved. You only pay if we win your claim, ensuring you feel secure and protected.
Stress-Free Process: We handle the legal complexities, allowing you to focus on what matters.
Expert Representation: Our team of highly qualified professionals, with their extensive knowledge and experience, will fight for the maximum compensation you deserve. You can trust us to handle your case with confidence and competence.

Don't suffer in silence. Get a free claim assessment today!

If you suspect you were mis-sold car finance, contact Justizia by email at contactus@justizia.co.uk or call us on 0330 818 3415. Our expert team will review your case and guide you through the claims process if you have a legitimate claim

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